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One of the primary reasons people fear enrolling into a debt settlement program is that they fear credit damage. This article examines how and why debt settlement can hurt ones credit score and the expected damage from utilizing such a service. Debt settlement itself does not hurt ones credit. UnlikeContinue Reading

Theres a good chance that a balance transfer credit card will help you if you carry credit card debt. Use a balance transfer card to consolidate debt from your high interest credit cards onto a single low or zero interest credit card. Financial providers offer 0% introductory rates for asContinue Reading

Credit repair seems to be the buzzword today. With our economy taking a long ride on the recession train, it seems that dozens of new credit repair companies spring up every week. This leaves the consumer with a sometimes terrorizing ordeal of trying to make the right decision concerning havingContinue Reading