How To Get Your Annual Credit Report Free!

You can obtain your personal credit report from Experian, Equifax and Trans Union by simply filling out the annual credit report request form, which is available from the FTC website. After you’ve completed the form you will need to mail it to the following address:

Annual Credit Report Request Service
P.O. Box 105281,
Atlanta, GA 30348-5281.

In order to get your copy of your free credit report you will need to provide some information to verify your identity and to enable the agency to find the correct report. This information will include your name, address for the past two years, your date of birth and your social security number. Do make sure you are careful whenever you are giving out personal information of this nature.

There is another option available to you. If you request a copy of your free credit report online, you will be able to see it instantly however if you apply via mail, your request will be processed and sent back to your home address, normally within 14 days. In addition there’s a toll free telephone number to call to request a copy of your free credit report: 1-877-322-8228.

You need to remember that you are only entitles to one free copy of your credit report per year. Ideally this is not regular enough for you to check your report. Every six months is a much better option. So how can you get an additional copy? Well you could contact the three credit bureau’s individually, but this will cost you around $9 per report, totalling almost $30 for all three.

Alternatively you can get your free instant credit report from Equifax, Experian and TransUnion today! Get your free instant credit report from Equifax Experian and TransUnion here, without spending a dime!

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